Minors and civil law

In civil law capacity to act changes with age. Under six, parents make all transactions for the child. From six to fourteen a child may make small everyday transactions on their own (for example buying a notebook or food); other transactions need parental consent. From fourteen to eighteen a teenager independently disposes of their own income, scholarship and other earnings, may open a bank deposit and use copyright, but makes major transactions with property only with parental consent. Full capacity begins at 18. There is an exception: a 16-year-old who works under a labour contract or runs a business with parental consent may be declared fully capable by the guardianship authority or a court (emancipation). Parents or the guardian answer for harm caused by a child under 14; a 14–18-year-old is mainly liable for harm themselves, and if they lack the means, the parents pay in cases set by law. If an online game or network asks for payment, a card number or a password, tell your parents: fraud is common.